Providing the right advice!
Advice on benefits, housing, employment, or debt
Those who are in the partnership
Our Story
Providing free, confidential advice across North Belfast
NBAP brings together trusted, community based advice services across North Belfast to provide free, confidential, and impartial support. Working in partnership, we help individuals and families access the advice they need to improve financial stability, wellbeing, and quality of life.
Read more: About
This year our partnership dealt with:
14,485
Enquiries on behalf of
5,557
Clients
93%
Of enquiries were benefit related
61%
Of the clients we see are dependent on benefits for some or all of their income
Staff helped clients secure additional benefit entitlement totalling:
£17,256,524
Debt Advice
Money worries can affect your health, relationships, and peace of mind. Our advisers offer free, confidential support to help you understand your options and regain control of your finances.
Financial Capability
We help people build the skills and confidence to manage their money day to day and plan for the future. Our support covers budgeting, saving, understanding income and benefits, and making informed financial choices.
Online Easy Budget planner
This free online budgeting tool tool helps you keep track of your money and suggests ways to help you improve your finances.
Online Benefits Calculator
Many people in Northern Ireland are missing out on benefits they may be entitled to. Check what you are entitled to.
Online Pension Calculator
Check how much you might need in retirement and how much are you going to have depending on your own personal defined contribution pensions and state pension.
Compare Bank accounts
The MoneyHelper compare tool allows you to quickly view and compare a wide range of accounts from different providers. MoneySavingExpert also offers detailed guides and comparisons.
TV Licensing
Provides information on how to get a TV licence and how to set up a simple payment plan
Cheaper Broadband and Phone packages for those on means tested benefits
Social tariffs are cheaper broadband and phone packages for people claiming Universal Credit, Pension Credit and some other benefits.
Save money on Electricity
Easily compare energy prices in Northern Ireland and switch to the best deal.
Options for dealing with Debt
This factsheet gives an overview of all the options available to help deal you with your debt along with the advantages and disadvantages of each option.
Dealing with the debt of someone who has dies
Will help you understand who is liable for debts when someone has dies, how to deal with these debts and contact details of organisations who may be able to help you.
Top Tips to Avoid Getting Into Debt This Christmas
While the festive period can be wonderfully joyful, for others it can bring with it stress and anxiety because of their financial difficulties. However It doesn’t have to be like this. The fact is there are ways to experience the best without bringing on the worst by running up unnecessary debt.
Credit Reports and Credit Reference Agencies
This factsheet explains the difference between credit reports, credit referencing agencies, credit scores and credit searches. It will detail what information is held on a credit report, how to deal with being turned down for credit, how to challenge incorrect information on your credit report and provide tips on improving your credit score.
Benefits Advice
The benefits system in Northern Ireland
Learn about the benefits system in Northern Ireland, what benefits are available, how to claim benefits and how to get help returning to work
Disability benefits
Disability benefits are designed to support disabled people with extra costs arising from their disability. As these are not income-replacement benefits they are not means-tested, although a medical assessment may be required. The main disability benefits can give you an entitlement to other benefits, elements and premiums.
Carers Benefits
Carer’s benefits are for the carer in recognition of their caring role and the impact this has on their lives. The person who is being cared for may be receiving or entitled to disability benefits
Out of Work Benefits
If you are looking for work or you are unable to work due to a health condition or caring responsibilities, the following benefits provide a degree of income protection.
Universal Credit
Universal Credit is a payment for people who are on a low income or out of work. It includes support for the cost of housing, children and childcare, and financial support for people with disabilities, carers and people too ill to work.
Housing Costs
New claims for core housing costs (rent and service charges) must now be made as part of a claim for Universal Credit. However, as UC does not include an amount in respect of rates a separate claim for Rate Rebate is required.
Out of Work Benefits
If you are looking for work or you are unable to work due to a health condition or caring responsibilities, the following benefits provide a degree of income protection.
Retirement Benefits
The welfare system is different for those who have reached State Pension age and there are certain benefits that are exclusively available to retired or older people. Reaching State Pension age can also affect claims for other benefits and it is worth reviewing the rules of those other benefits to see what the impact may be.
Bereavement Benefits
Bereavement benefits provide support with meeting the costs related to the death of a close relative or friend.The bereavement service offers relatives a single point of contact for reporting a death to the Department for Communities and helps them access any other benefits they may be entitled to.
Extra Financial Support
The finance support service provides support to anyone living in Northern Ireland that needs short-term financial help. You can view official information videos about Finance Support at YouTube. Universities and colleges in NI may be able to provide extra financial support to students in genuine financial hardship through their support funds.
Benefit Changes
A number of changes have been introduced under the government’s Welfare Reform Programme, including the replacement of a number of legacy benefits. There have also been a number of changes to the way the benefit system is managed.
Find us in north belfast
Visit us
North Belfast
Hours
Monday—Friday
9am – 5pm
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